Checking, NOW, & Money Market Accounts

The Honesdale National Bank offers a variety of deposit products to meet your needs and your budget. Overdraft Privilege is available on all HNB Checking and N.O.W. Accounts. To obtain more information, or open an account, please call or visit any of our convenient offices.

Checking Accounts |   N.O.W. AccountsMoney Market Demand Accounts
Youth Accounts:  The U ClubDollar the Dragon

Switch your Accounts to HNB.  It’s quick and easy with our Switch Kit.
If you need to reorder checks use our secure Check Reorder Form.

Checking Accounts


Where your signature is worth something!

Put an entire package of banking tools at the tip of your pen!
To obtain more information, or open an account, just stop by one of our convenient locations.
Click here to learn more.


Exclusively for those age 50 or better.
To obtain more information, or open an account, just stop by one of our convenient locations.
Click here to learn more.


It’s all about U!

Exclusive club account only available to ages 14-21!
To obtain more information, or open an account, just stop by one of our convenient locations.
Click here to learn more.

Free Checking

Enjoy the benefits of unlimited checking writing.
To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to HNB. It’s quick and easy with our Switch Kit.
If you need to reorder checks use our secure Check Reorder Form.

Benefits:


N.O.W. Accounts

Earn the current interest rate and enjoy the benefits of unlimited check writing regardless of the account
balance.  A $5 service charge is assessed on accounts falling below $1,000 per statement cycle.
To obtain more information, or open an account, just stop by one of our convenient locations.
Fees may reduce earnings.
Switch your accounts to HNB.  It’s quick and easy with our Switch Kit.
If you need to reorder checks use our secure Check Reorder Form.

Benefits:


Money Market Deposit Accounts (MMDA)

  • Balances over $2,500 earn interest at the current market rate.
  • Minimum balance of $1,000 will avoid a the $5 monthly service charge. Fees may reduce earning.
  • Interest is accrued daily, credited & compounded monthly
  • Interest rate may change daily, with no maximum or minimum
  • Immediate access to all collected funds
  • Access with Checks, ATM/Check Cards, Telephone & Internet Banking
  • Unlimited number of transfers or withdrawals made in person
  • Up to 6 3rd party withdrawals or transfers per statement cycle
  • HNB eDocs Statements & Notices available

Investors Advantage MMDA

A tiered MMDA that earns higher rates of interest for higher balances with the same terms and transaction limitations as regular MMDA. To obtain more information, or open an account, just stop by one of our convenient locations. Fees may reduce earnings.

Switch your Accounts to HNB.  It’s quick and easy with our Switch Kit.

8 Balance Tiers

When each level is reached, that rate is earned on the entire balance:

$2,500 or greater, but less than $10,000.99
$10,000 or greater, but less than $25,000.99
$25,000 or greater, but less than $50,000.99
$50,000 or greater, but less than $100,000.99
$100,000 or greater, but less than $250,000.99
$250,000 or greater, butless than $500,000.99
$500,000 or greater, but less than $1,000,000.99
$1,000,000 or greater