Checking, NOW & Money Market Accounts

The Honesdale National Bank offers a variety of deposit products to meet your needs and your budget. Overdraft Privilege is available on all HNB Checking and N.O.W. Accounts. To obtain more information, or open an account, please call or visit any of our convenient offices.     

Checking Accounts |   N.O.W. Accounts |  Money Market Demand Accounts     
Youth Accounts:  The U Club | Dollar the Dragon

Checking Accounts

  
The Honesdale National Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations. Click Here to learn more 
Switch your Accounts to HNB.  It’s quick and easy with our Switch Kit. If you need to reorder checks use our secure Check Reorder Form.
Benefits:

  • Special Club Checks included or other checks at 1/2 price
  • Net Teller – Internet Banking
  • Online Bill Payer Service
  • Telephone Banking Services
  • No Minimum Balance Requirement
  • Unlimited check writing, no per check charges
  • Special Club VISA Debit/ATM Cards (Max. 2)
  • Bonus rate of .05% on CDs of 12 months or longer
         (Excluding Specials)
  • Local shopping, Healthcare and Entertainment benefits
    		•   
    • Notary Service & Signature Guarantee*
    • Safekeeping of Wills
    • HNB VISA, VISA Gold or MasterCard Credit Cards, no annual fee **
    • Installment Loan Rate Discount **+
    • HNB eDocs Statements & Notices available
    • Monthly fee: $3.95 ($4.95 if paper statements)
    • 50% discount on a Safe Deposit Box, 1st year
    • Money Orders or Cashiers Checks*
    • Stop Payments & Photo Copies*
    • Lamination Service*
     

    * Limits Apply    |  ** For Qualified Borrowers   |   +Excluding Specials     

    Exclusively for those age 50 or better.      This club account includes all of the benefits of Signature Circle plus discounted pricing on club sponsored trips and activities.     Click here to learn more  To obtain more information, or open an account, just stop by one of our convenient locations.  
    Switch your Accounts to HNB. It’s quick and easy with our Switch Kit.  
    If you need to reorder checks use our secure Check Reorder Form.  

    Benefits:

    • Special Club Checks included or other checks at 1/2 price (limit 2 per year)
    • Net Teller – Internet Banking
    • Online Bill Payer Service
    • Telephone Banking Services
    • No Minimum Balance Requirement
    • Unlimited check writing, no per check charges
    • Special Club VISA Debit Cards (Max. 2)
    • Bonus rate of .05% on CDs of 12 months or longer (Excluding Specials)
    • Discounted fare on club trips
    • 50% discount on a Safe Deposit Box, 1st year
    		     

  • Money Orders or Cashiers Checks*
  • Stop Payments & Photo Copies*
  • Notary Service & Signature Guarantee*
  • Lamination Service*
  • Installment Loan Rate Discount **+
  • HNB eDocs Statements & Notices available
  • Maintain a minimum balance of $2,500 in any account  or combination of deposit accounts (excluding IRAs and Club Accounts) to avoid the monthly fee of $3.95 when receiving HNB eDocs Statements & Notices ($4.95 if receiving paper statements)

    •   

     * Limits Apply | ** For Qualified Borrowers | +Excluding Specials | ^ Age 62 and Better   
     

    Free Checking

    Enjoy the benefits of unlimited checking writing. To obtain more information, or open an account, just stop by one of our convenient locations.     

    Switch your Accounts to HNB.
    It’s quick and easy with our Switch Kit.     

    If you need to reorder checks use
    our secure Check Reorder Form.     

    		  

    Benefits:

    N.O.W. Accounts

    Earn the current interest rate and enjoy the benefits of unlimited check writing regardless of the account balance. A $5.00 Service Charge is assessed on accounts falling below $1,000.00 per statement cycle. To obtain more information, or open an account, just stop by one of our convenient locations. Fees may reduce earnings.
    Switch your accounts to HNB.It’s quick and easy with our Switch Kit.
    If you need to reorder checks use our secure Check Reorder Form.    		  

    Benefits:
           
    Money Market Deposit Accounts (MMDA)

    • Balances over $2,500 earn interest at the current market rate.
    • Minimum balance of $1,000.00 will avoid a the $5.00 monthly service charge. Fees may reduce earning.
    • Interest is accrued daily, credited & compounded monthly
    • Interest rate may change daily, with no maximum or minimum
    • Immediate access to all collected funds
    • Access with Checks, ATM/Check Cards, Telephone & Internet Banking
    • Unlimited number of transfers or withdrawals made in person
    • Up to 6 3rd party withdrawals or transfers per statement cycle
    • HNB eDocs Statements & Notices available

    Investors Advantage MMDA

    If you need to reorder checks use our secure Check Reorder Form.     
    A tiered MMDA that earns higher rates of interest for higher balances with the same terms and transaction limitations as regular MMDA. To obtain more information, or open an account, just stop by one of our convenient locations. Fees may reduce earnings. Fees may reduce earnings.

    Switch your Accounts to HNB.  It’s quick and easy with our Switch Kit.  

    		  

     8 Balance Tiers

    When each level is reached, that rate is earned on the entire balance:

    $2,500 or greater, but less than $10,000.99
    $10,000 or greater, but less than $25,000.99
    $25,000 or greater, but less than $50,000.99
    $50,000 or greater, but less than $100,000.99
    $100,000 or greater, but less than $250,000.99
    $250,000 or greater, butless than $500,000.99
    $500,000 or greater, but less than $1,000,000.99
    $1,000,000 or greater