“It’s not your timing of the market, but rather your time in the market.”
Located at The Honesdale National Bank
Cetera Investment Services LLC., Member FINRA/SIPC
HNB Financial Services, located at The Honesdale National Bank, is a friendly, knowledgeable resource for answers to all your investment questions. Our list of clients is growing every day, because we always have your best interest in mind. With the support of Cetera Investment professionals we offer sound, well thought out investment advice and programs tailored to help you to achieve your financial goals.
Whether you are looking for growth, income, or tax advantage investing, we can help.
Interested in Saving for College, Retirement or Long Term Care?
We have investment plans to help you reach your goals.
“Every investor has his or her own special goals. And whether you are saving for retirement, preparing for a child’s education, purchasing a vacation home, or whatever… the advice of a professional investment representative is a key ingredient to achieving those goals.”
|WILLIAM (BILL) CARMODY
Bill has over 13 years of financial experience. He and his associate, James Ratliff, Registered Sales Assistant, have their offices in HNB’s Corporate Center at 724 Main Street in Honesdale, but will meet with you by appointment at your convenience at any of Honesdale National’s Branches or Offices, at your business or the office of your attorney or tax consultant.Mr. Carmody is the previous owner of Carmody Financial Group. He has gained extensive knowledge, training and experience in many areas of financial services.Bill’s experience, knowledge and commitment to client service, make him a perfect fit for those seeking investment services and an ideal addition to our HNB family. HNB Financial Services is staffed with local, Hometown People who live and are active in the communities we serve.
Your full service investment program with discount brokerage services and…
- Stocks & Mutual Funds
- Corporate & Zero Coupon Bonds
- IRA & IRA Rollovers
- 529 Educational Savings Plans
- Asset Management
- Research Reports
- U.S. Government Bonds
- Tax Free** Municipal Bonds
- SEPs & Business Retirement Plans
- Long Term Care Plans
- Fixed and Variable Annuities
- Wealth Management
Make your money work harder for you,
Contact us for a No-Obligation Appointment!
Call us at 570-253-3362, Ext. 1652 or Toll Free at 800-HNB-9515
Visit us at 724 Main Street, Honesdale
(Or we’ll meet with you by appointment at any convenient Branch)
Email us at: HNB Financial Services
Securities and insurance products are offered through Cetera Investment Services LLC.,Member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investment services are: *Not FDIC insured * May lose value *Not financial institution guaranteed* Not a deposit * Not insured by any federal government agency.
Cetera and The Honesdale National Bank are independent entities.
HNB Financial Services, located at The Honesdale National Bank
724 Main Street, P.O. Box 350, Honesdale PA 18431
The Honesdale National Bank is not a registered broker/dealer and is not an affiliate of Cetera Investment Services LLC.
* Commission savings apply to most stock transactions, but not to transactions in other products. Minimum commission rates apply. A commission schedule is available upon request.
** Income may be subject to federal alternative minimum tax.
Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. Advisory services may only be offered by Cetera Investment Advisers LLC in connection with an appropriate Cetera Investment Services Agreement and disclosure brochure as provided.