Checking, NOW, & Money Market

Free Business Checking

With HNB Free Business Checking there is no minimum balance requirement or monthly maintenance fee!

The following services are FREE:

  • Account Analysis
  • Unlimited Check Writing
  • Unlimited Number of Deposits
  • VISA® Debit Cards (Max. 2)
  • Automatic Funds Transfers
  • Night Deposit Service (bag & key included)
  • Fee for Checks Drawn vs. Uncollected Funds
  • NetTeller Online Banking
  • Online Bill Pay
  • eDocs Statements & Notices
  • 24-Hour Telephone Banking
  • Bank By Mail
  • Counting Cash Deposit
  • Buying Rolled Coin

National chains and high volume businesses may be subject to account analysis.
Other business services are available on this account.

N.O.W. Accounts (Sole Proprietors Only)

  • Earn the current interest rate
  • Enjoy all the benefits of HNB Free Business Checking listed above.
  • A $5.00 service charge is assessed on accounts falling below $1000.00 per statement cycle.
  • Fees could reduce earnings.
  • Other business services are also available on this account.

Money Market Deposit Accounts (MMDA)

  • Tiered interest is paid on all balances.
  • Minimum balance of $1,000.00 will avoid a the $5.00 monthly service charge.
  • Fees could reduce earnings.
  • Interest is accrued daily, credited & compounded monthly.
  • Interest rate may change daily, with no maximum or minimum.
  • Enjoy all the benefits of HNB Free Business Checking listed above.
  • Immediate access to all collected funds.
  • Unlimited number of transfers or withdrawals made in person.
  • Maximum of six (6), 3rd party withdrawals or transfers per statement cycle.
  • Other business services are available on this account.

Investors Advantage MMDA

This account is a tiered MMDA that earns higher rates of interest for higher balances with the same terms and transaction limitations as regular MMDA.

9 Balance Tiers:
Less than $2,500
$2,500 or greater, but less than $10,000
$10,000 or greater, but less than $25,000
$25,000 or greater, but less than $50,000
$50,000 or greater, but less than $100,000
$100,000 or greater, but less than $250,000
$250,000 or greater, but less than $500,000
$500,000 or greater, but less than $1,000,000
$1,000,000 or greater
(When each level is reached, that rate is earned on the entire balance)

Fees could reduce earnings.
Other business services are available on this account.


CLICK HERE FOR CURRENT NOW & MMDA RATES


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