Checking, NOW, & Money Market

Free Business Checking

Benefits Your Price
Monthly Maintenance Fee $0
Account Analysis Fee $0
Minimum Balance Requirement $0
Unlimited Check Writing $0
Unlimited # of Deposits $0
VISA Check and Debit Cards $0
Automatic Funds Transfers $0
Night Deposit Service $0
Night Deposit Bag & Key $0
Fee for Checks Drawn vs. Uncollected Funds $0
Internet Banking $0
Online Bill Pay $0
e-Docs Statements & Notices $0
Telephone Banking $0
Bank By Mail $0
Fee for Counting Cash Deposit $0
Fee for Buying Rolled Coins $0

Remote Deposit Capture, Re$ubmitIt & CD ROMS Available on this account

N.O.W. Accounts (Sole Proprietors Only)

Earn the current interest rate and enjoy the benefits of unlimited check writing regardless of the account balance. A $5.00 service charge is assessed on accounts falling below $1000.00 per statement cycle. Fees could reduce earnings. Free VISA Check/Debit or Moneymaker ATM Cards (Max. 2 per account). Free Telephone and Internet Banking and Online Bill Payer Service. HNB eDocs Statements & Notices are available.

Money Market Deposit Accounts (MMDA)

  • Tiered interest is paid on all balances.
  • Minimum balance of $1,000.00 will avoid a the $5.00 monthly service charge. Fees could reduce earnings.
  • Interest is accrued daily, credited & compounded monthly
  • Interest rate may change daily, with no maximum or minimum
  • HNB eDocs Statements & Notices available
  • Immediate access to all collected funds
  • Access with Checks, ATM/Check Cards, Telephone & Internet Banking
  • Unlimited number of transfers or withdrawals made in person
  • Maximum of 6, 3rd party withdrawals or transfers per statement cycle

Investors Advantage MMDA:
A tiered MMDA that earns higher rates of interest for higher balances with the same terms and transaction limitations as regular MMDA. HNB eDocs Statements & Notices available.

9 Balance Tiers
When each level is reached, that rate is earned on the entire balance:
Less than $2,500
$2,500 or greater, but less than $10,000
$10,000 or greater, but less than $25,000
$25,000 or greater, but less than $50,000
$50,000 or greater, but less than $100,000
$100,000 or greater, but less than $250,000
$250,000 or greater, but less than $500,000
$500,000 or greater, but less than $1,000,000
$1,000,000 or greater

Fees could reduce earnings.
Remote Deposit Capture & Special CD ROMS available on this account.


Branch Offices
  • 733 Main Street, Honesdale, 570-253-3355
  • Route 6 Plaza East of Honesdale, 570-253-5991
  • 619 Main Street, Forest City, 570-785-CASH
  • 559 Hamlin Highway, Hamlin, 570-689-1922
  • Route 6 at Lake Wallenpaupack, 570-226-8300
  • 13 Chapman Lake Rd, Scott Twp., 570-254-CASH
  • 180 Scenic Drive, Lackawaxen, 570-685-1000
  • 786 Wyoming Avenue, Kingston, 570-283-6900
  • 18 Como Road, Suite D, Lakewood, 570-798-2399
  • 202 Betty Street, Eynon, 570-876-1079
  • HNB Corporate Center, 724 Main Street, Honesdale, PA 18431
    Voice: 570-253-3355 or Toll Free at 800-HNB-9515