Checking, NOW, & Money Market
Free Business Checking
|Monthly Maintenance Fee||$0|
|Account Analysis Fee||$0|
|Minimum Balance Requirement||$0|
|Unlimited Check Writing||$0|
|Unlimited # of Deposits||$0|
|VISA Check and Debit Cards||$0|
|Automatic Funds Transfers||$0|
|Night Deposit Service||$0|
|Night Deposit Bag & Key||$0|
|Fee for Checks Drawn vs. Uncollected Funds||$0|
|Online Bill Pay||$0|
|e-Docs Statements & Notices||$0|
|Bank By Mail||$0|
|Fee for Counting Cash Deposit||$0|
|Fee for Buying Rolled Coins||$0|
Remote Deposit Capture, Re$ubmitIt & CD ROMS Available on this account
N.O.W. Accounts (Sole Proprietors Only)
Earn the current interest rate and enjoy the benefits of unlimited check writing regardless of the account balance. A $5.00 service charge is assessed on accounts falling below $1000.00 per statement cycle. Fees could reduce earnings. Free VISA Check/Debit or Moneymaker ATM Cards (Max. 2 per account). Free Telephone and Internet Banking and Online Bill Payer Service. HNB eDocs Statements & Notices are available.
Money Market Deposit Accounts (MMDA)
- Tiered interest is paid on all balances.
- Minimum balance of $1,000.00 will avoid a the $5.00 monthly service charge. Fees could reduce earnings.
- Interest is accrued daily, credited & compounded monthly
- Interest rate may change daily, with no maximum or minimum
- HNB eDocs Statements & Notices available
- Immediate access to all collected funds
- Access with Checks, ATM/Check Cards, Telephone & Internet Banking
- Unlimited number of transfers or withdrawals made in person
- Maximum of 6, 3rd party withdrawals or transfers per statement cycle
Investors Advantage MMDA:
A tiered MMDA that earns higher rates of interest for higher balances with the same terms and transaction limitations as regular MMDA. HNB eDocs Statements & Notices available.
9 Balance Tiers
When each level is reached, that rate is earned on the entire balance:
Less than $2,500
$2,500 or greater, but less than $10,000
$10,000 or greater, but less than $25,000
$25,000 or greater, but less than $50,000
$50,000 or greater, but less than $100,000
$100,000 or greater, but less than $250,000
$250,000 or greater, but less than $500,000
$500,000 or greater, but less than $1,000,000
$1,000,000 or greater
Fees could reduce earnings.
Remote Deposit Capture & Special CD ROMS available on this account.