Business Services

• No Monthly Fee – no matter what your balance
• No Transaction Fees - for checks written or deposited
• No Monthly Maintenance or Account Analysis Fee
• Check Safekeeping or Check Images with Monthly Statements
• Free 24/7 Access with HNB’s
  Internet Banking
  Internet Bill Payer Service
  Telephone Banking

Get Get an entire year’s statements & images
Including all your paper transactions
(checks, debits and deposit tickets)
On an one CD ROM.

• Commercial Mortgages
• Letters & Lines of Credit
• Credit Cards
• Equipment & Capital Improvement Loans
• Dealer Floorplans
• Smaller Business Administration (SBA) Loans
  - Traditional SBA Loans & Low Doc SBA Programs
• Third Party Loans
• Equipment Leasing Program

Accept VISA, MasterCard, Discover, debit cards and other forms of payment to increase sales, minimize risk and improve cash flow. It's a fast, easy low cost alternative.
Use your terminal to issue Customiozed Gift Cards as well!

HNB is a designated depository for your:

• Federal Income Tax
• Social Security Tax
• Unemployment
• Other Corporate Tax Payments

In addition to passbook and statement savings plans, HNB also provides:

• Lock box services
• ACH Direct Deposit & Direct Payment Processing
• Pension and profit sharing plans
  
• Simplified Employer Pensions (SEP)
• Coin & currency services
• Automatic funds transfers
• Wire transfers
• Night depositories
• Safe deposit boxes
• And many other services geared to help your business become more successful and profitable