Club Features & Benefits
Special Club Checks included or any other checks at 1/2 price*
Net Teller - Internet Banking & Online Bill Payer Service
Xpress Banker Telephone Banking Services
No Minimum Balance Requirement
Unlimited check writing, No per check charges
A .05% Bonus Rate on CDs of 12 months or longer (Excluding Specials)
VISA Debit ATM Cards (Max. 2)
Local Shopping & Healthcare Benefits CLICK HERE FOR LIST
50% discount on the 1st years rental of a new Safe Deposit Box
... (where available)
Money Orders or Cashiers Checks, Stop Payments*
Photo Copies, Notary Service & Signature Guarantee*
Lamination Service*
Safekeeping of Wills
HNB VISA, VISA Gold or MasterCard Credit Cards, no annual fee **^
Installment Loan Rate Discount **+
HNB Green Statements & Notices
All this for only $3.95 per month ($4.95 if you receive paper statements)
......Items in Bold were added in 2009
......* Limits Apply ** For Qualified Borrowers +Excluding Specials ^Age 62 and Better
Exclusively for those age 50 or better. This club account includes all of the benefits of Signature Circle plus Key Ring Protection and discounted fare on club trips. Avoid the monthly fee by maintaining a minimum balance of $2,500 in any account or combination of deposit accounts (excluding IRAs and special club savings plans).
BENEFIT VALUES
| Feature/Benefit |
Estimated Average Use |
Value
| Checks 120/Order |
Average 2 Per Year |
$44.50
|
| .05% Bonus Rate on CD |
Average CD of $15,000 |
$7.50
|
| .25% Loan Rate Discount |
Average Loan of $10,000 |
$25.00
|
| Safe Deposit Box |
5 X 5 50% 1st Year Discount |
$13.50
|
| Money Orders |
Average 2 Per Year |
$6.00
|
| Cashiers Checks |
Average 2 Per Year |
$10.00
|
| Stop Payments |
Average 1 Every Other Year |
$10.00
|
| Notary Service |
Average 1 Every Other Year |
$2.50
|
| Signature Guarantee |
Average 1 Every Other Year |
$5.00
|
| Credit Card |
Annual Fee Waived |
$15.00
|
| Telephone Transfers |
Average 3 Per Year |
$9.00
|
| Shopping & Healthcare Savings |
Est. Additional Cost Per Year |
$48.00
|
| Total |
Annual Savings |
$196.00
|
| Signature Circle Annual Cost |
$3.95 Per Month |
$47.40
|
| TOTAL VALUE |
|
$148.60
|
|
| Total Signature Circle Value |
Non-eDocs $4.95 Per Month |
$136.60
| The Chairmans Club Value |
Maintain $2,500 Balance |
$196.00
|
|
Actual value may vary depending on use of features and benefits available.
